All You Need to Know About E-Khata In Bangalore: Latest Updates

Table of Contents

What is an E-Khata?

E-Khata is nothing but a digitized version of the khata details. This E-Khata does not just encompass the details of the khata extract or khata certificate; it contains and offers information more than that. Some of the things that can be found in E-Khata are the property details, property photos, owner details, GPS coordinates of the property, and so on.

The E-Khata will offer a unique 10-digit e-property ID for all types of khatas, like A Khata and B Khata. For A Khata properties, the E-Khata will comprise of both the existing identification number (PID) and the new e-property ID (ID). Further, it is significant to note that E-Khata can be applied only if the property has A khata or B Khata.

Latest News on E-Khata in Bangalore

With effect from September 13, 2024, the Bengaluru Development Authority (BDA) has ordered that all properties under its control switch from the conventional paper-based khata system to the electronic one.

Applying for E-Khata is not required right away for current property owners with paper-based khata records, but it becomes required when ownership changes as a result of a sale, gift, or transfer. It’s crucial to remember that the BDA’s E-Khata system is distinct from the municipal and panchayat systems, which are in charge of various areas.

Significance of E-Khata in Property Transactions

E-Khata is significant due to various factors. Some of those advantages of E-Khata are listed,

• E-Khata minimizes disputes and fraud by ensuring the legitimacy and verification of property ownership.
• E-Khata reduces paperwork and saves time by making property records easily accessible.
• Property transactions are made easy with E-Khata, as buying and selling properties are more easy and efficient.
• It boosts revenue collection by enabling secure and transparent property transactions.
• It offers transparency and accountability, enhancing citizen engagement and participation.
• E-Khata will tend to improve investors confidence, which in turn contributed to Bengaluru’s economic growth.
• It aligns with the Digital India Initiative supporting digital governance.

Eligibility Criteria to Apply for E-Khata in Bangalore

The following are the requirements to be eligible for E-Khata Bengaluru:

• Properties must be situated within the BBMP’s authority in order to qualify for E-Khata.
• Eligible properties for E-Khata include mixed-use, commercial, residential, and industrial assets.
• Individuals, joint owners, legal heirs, holders of Powers of Attorney (PoA), and approved businesses are all eligible.
• Must be a Bengaluru resident.
• 18 years of age or older is required.
• Must have a working bank account in order to conduct business online.

Documents required for E-Khata Registration

The list of documents required for E-Khata registration while buying properties like villas and apartments in Bangalore is as follows:

• Documents proving property ownership, such as a gift deed, possession certificate, or sale deed (previous Khata copy)
• Certificate of encumbrance
• Evidence of previous property tax payments
• A drawing displaying the location and dimensions of the property
• Two passport-sized photos of the property owner
• The bank’s NOC in the event that the property is the subject of a loan
• Provide evidence, such as an electrical bill, for address proof.
• Identity verification, such as a voter ID card or Aadhar card

Steps to Apply for E-Khata in Bangalore

Applying for E-Khata in Bangalore is made simple with a few simple steps.

Step 1: Visit sevasindhu.karnataka.gov.in and select ‘Departments & Services’ from the options on the homepage.

Step 2: Select ‘Bangalore Development Authority’ and click on ‘Application for New E-Khata.’

Step 3: You will see a new page with information on the application process, eligibility, supporting documentation, and service charge price. Once you’ve completed it, click the “Apply Online” option at the bottom of the page.

Step 4: After entering the captcha, password, and OTP, click the login button. If there isn’t a username yet, create one.

Step 5: Enter all the required details.

Step 6: Check and verify the details that you filled in and click on ‘submit’.

Step 7: For the verification, a completed form will be created. Click the “Edit” option to make any necessary modifications. If not, proceed with attaching the annexures.

Step 8: Click Attach Annexure. In Bangalore, the Annexure is the paperwork needed to open an e-Khata.

Step 9: Click on ‘Save Annexure’ after attaching the required documents.

Step 10: The screen will show the saved annexures. To continue, click ‘eSign and submit’.

Step 11: Click ‘I agree’ to e-sign the terms and conditions and provide your user approval. Click on OTP after choosing the authentication type to proceed.

Step 12: Enter the Aadhar Number and OTP and click ‘submit’.

Step 13: Once the submission is successful, an acknowledgement sheet will be created. Keep it for later use.

Difference Between A-Khata, B-Khata, and E-Khata

E-Khata

E-Khata is an online platform that contains property-related information encompassing A-Khata and B-Khata. In other words, E-Khata is the digital form of A-Khata and B-Khata. Some of the information available in E-Khata are property tax calculations, details on utility connections, building permissions, and property transactions. This E-Khata will help minimize risk during property transactions and will aid in assessing the loan eligibility.

A- Khata

A-Khata is a legal document that is offered to properties that are legally approved and sanctioned by Bruhat Bengaluru Mahanagara Palike (BBMP). Properties with an A-Khata certificate are eligible for property tax. In addition to this, with A-Khata, one can obtain essential utilities and building permissions for extensions and renovation. It is also used in selling and transferring the properties quickly and easily. It is easier to obtain loans for properties like apartments and villas in Bangalore with A-Khata.

B- Khata

B-Khata is a legal document that is offered to properties that are not legally approved and sanctioned by Bruhat Bengaluru Mahanagara Palike (BBMP). Properties with B-Khata are not eligible for property tax. In addition to this, with B-Khata, one may have issues obtaining essential utilities and building permits. It is also challenging to sell or transfer a property with B-Khata. It is also hard to obtain loans, or the interest rates might be higher.

Frequently Asked Questions

1. Is E-Khata mandatory in Bangalore?

Yes, from September 30, 2024, E-Khata is made mandatory for all the property transactions in Bangalore. This aims to offer transparency and reduce the risks involved in property transactions.

2. How can I view my E-Khata status in Bangalore?

To check the status of your E-Khata in Bangalore, you can visit the Sevasindhu website and track your application status there. You can enter the required details and view the status of your application.

3. Can I obtain a loan with E-Khata in Bangalore?

Yes, you can obtain loans with E-Khata in Bangalore. In addition to this, E-Khata can also be used to obtain utility connections and sell the property without any issues.

4. Can I convert my A-Khata or B-Khata to E-Khata?

Yes, you can convert your A-Khata or B-Khata to E-Khata, as it is made mandatory. This can be done at the BBMP citizen service centers or using BBMP’s official website.

5. How long will it take to get E-Khata?

It will take around 30 to 40 days for you to receive your E-Khata certificate after applying for it.