8 Must-Check Documents Before Buying Property

All first-time property buyers are bound by one common thread – mixed feelings of excitement and nervousness. The latter is almost always brought on by the paperwork that property purchase entails. However, getting property documents right is absolutely crucial to avoid future legal trouble. In fact, it’s like a rite of passage for every owner!

Does that mean that it has to be a harrowing experience that must be endured? Absolutely not! With a little prior research and preparation, you can make the process a lot smoother and less time-consuming.

At RoofandFloor, we understand how important it is for you to receive the right guidance regarding property documents. Take a look at the list of documents you will require to get all the legal aspects of property purchase right.

  1. Title deed

Ask to see the original title deed and get it checked by a lawyer. It should not grant access to any other individuals or be currently pledged for the sake of a loan. It should name the seller and not any other person.

    2. Encumbrance certificate

Ask the registration authority’s office for the Encumbrance certificate and check to ensure that there are no legal or monetary liabilities. It should contain details of any transaction on the property.

    3. Survey sketch

Obtain the survey sketch of the land from the Survey Department to cross-check if the measurements of property mentioned by the seller are accurate.

    4. Release certificate

In case, the seller has pledged the land for a loan, you need to ensure that repayment is complete. Check the receipts of payment and the release certificate from the bank. Collect the latter if you wish to pledge the land at a later date.

    5. Tax receipts 

Enquire in government and municipal offices if all property taxes have been paid by the seller. Ask the seller for the paid property tax receipts as well.

    6. Sale deed

The sale deed must be thoroughly examined with the help of a lawyer to ensure that the terms and conditions are acceptable.

    7. Mother deed

This is the parent document that traces ownership of the property from start. Refer to the registering offices in case there is missing information in the sequence of ownership

    8. Power of Attorney

This document is required in case the seller has authorized another individual and transferred his rights to said individual.

In addition to the documents mentioned above, you may need to consider paperwork specific to the state you live in (for instance certificates or records from local authorities).

When purchasing property, it is always best to consult a lawyer to verify the documents related to the sale and to receive guidance on matters specific to your situation. When you’re prudent about verifying and obtaining documents, ownership of a property becomes a pleasurable experience.



  1. Here are some key points we have noted: 
    1. What is the token advance amount that you need to pay while booking the plot?
    2. Is there any Bank Loan facility available for the said plot?
    3. Check if all the titles of the said plot are cleared by the local governing authorities?
    4. Probe and get the update of the current condition of the said property?
    5. Also, find out – what are the various amenities that the said property is giving along with the plots?
    6. Investigate if the said plot is prone to any environmental hazards?
    7. Find out the various route maps to reach the property for sale – like Rail Route, Roadways etc…?
    8. Are the plots covered with boundaries? 
    9. Is the said plot properly surveyed?
    10. Find the asking rate of the landowner before making a counter-proposal for the said plot?

    Once you are done with the above-mentioned list – It will definitely help you in taking the right decision.

  2. yes, we need to verify the documents of the property, houses before we purchase that.
    also, we have to check these two main certificates/documents – Use Certificate & No Objection Certificates (NOCs)

Leave a Reply

Your email address will not be published. Required fields are marked *