While visiting a project site in Bangalore, most of us have come across a dialogue, “Check if the project has A Khata.”
Ever wondered what A Khata stands for and why is it important? Well, if not, don’t worry! Let RoofandFloor take this opportunity to explain it to you.
In real estate terminology, it is a legal document that constitutes details pertaining to a particular property including owner’s name, property size, location, etc.
In Bangalore, this document determines the assessment of property owners within the jurisdiction of the Bruhat Bengaluru Mahanagara Palike (BBMP).
There are largely two components in a Khata – Khata Certificate and Khata Extract. The former is required to register a property while the latter constitute details of the property obtained from the property assessment register.
It is a crucial document if one is taking a home loan for buying property. It is also important while applying for water and electricity connection or obtaining any sort of commercial permit.
So, how is it different from the Title Deed?
Well, a title deed infers title or responsibility for a particular property while Khata is just an account of assessment of property for the payment of property tax. Thus, Khata does not confer the ownership of the property.
Why are buyers wary of B Khata?
You will be surprised to know that initially there were no terms like A Khata or B Khata – it was just Khata. These terms, in today’s scenario, have different meanings.
It is always advisable to opt for properties that have A Khata.
Documents for A Khata
The images below shows the list of documents required for Khata registration, transfer, and amalgamation.
The nodal authority usually takes about seven days for BDA/KHB properties and about a month for other properties.
One can apply for the Khata registration through Sakala (Karnataka Guarantee of Services to Citizens Act – 2011), which can be completed in just four simple steps.
The alternative and time-efficient way is to do it online. One needs to submit the scanned copies of all the documents for obtaining E-Khata. Property owners with E-Khata can also pay the property tax online and access property tax receipts by using PID Number.
Still got doubts? Feel free to ask us in the comment section below!